14.
My/Our Existing Firm/Advisor/Sales Representative Did Not Explain To Me/Us And/Or Understand How To Trade Securities Cost-Effectively. As A Result, Could Cause Me/Us To Pay Premiums And/Or Sell Securities at Deep Discounts Unnecessarily. This Often Occurs When Trading Individual Bonds, Stocks, Exchange-Traded Funds (ETFs), Exchange-Traded Notes (ETNs), Closed-End Mutual Funds, Structured Notes, Etc.
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15.
My/Our Existing Firm/Advisor/Sales Representative Does Not Appear To Know How To Evaluate My/Our Risk-Adjusted Returns On My/Our Monies And Determine If They Are Good Or Bad.
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16.
My/Our Existing Firm/Advisor/Sales Representative Did Not Provide Performance Return Information For My/Our Portfolio.
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17.
My/Our Existing Firm/Advisor/Sales Representative Did Not Make Or Even Discuss Timely Changes To My/Our Portfolio.
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18.
My/Our Existing Firm/Advisor/Sales Representative Made Changes To My/Our Portfolio Too Frequently.
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19.
My/Our Existing Firm/Advisor/Sales Representative Offered Me/Us Overly Simplistic Explanations In Answering My/Our Questions As if The Firm/Advisor/Sales Representative Were Not Knowledgeable About The Investment Products Or Concepts.
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20.
My/Our Existing Firm/Advisor/Sales Representative Does Not Appear To Understand How To Evaluate Portfolio Managers Of The Underlying Investment Products.
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21.
My/Our Existing Firm/Advisor/Sales Representative Charged Higher Fees Than Most Other Advisors − The Firm/Advisor/Sales Representative Earns More Than 1.0%.
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22.
My/Our Existing Firm/Advisor/Sales Representative Sold Or Tried To Sell Me/Us Annuities.
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23.
My/Our Existing Firm/Advisor/Sales Representative Sold Or Tried To Sell Me/Us Life Insurance As An Investment Solution.
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24.
My/Our Existing Firm/Advisor/Sales Representative Did Not Provide Me/Us With Access To Institutional Mutual Fund Managers (Lower Fund Costs) Or Exchange-Traded Funds (ETFs) − Even Lower Costs.
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25.
My/Our Existing Firm/Advisor/Sales Representative Does Not Consider Income Tax-Efficiency When Structuring My Portfolio Or When Making Trades.
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26.
My/Our Existing Firm/Advisor/Sales Representative Often Recommended Mutual Funds� With Expense Ratios That Cost More Than 1.0%.
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27.
My/Our Existing Firm/Advisor/Sales Representative Lacked Objectivity (Recommend Only What They Want To Sell Or What Their Company Offers).
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28.
My/Our Existing Firm/Advisor/Sales Representative Offered Only Commission-Oriented Products.
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29.
My/Our Existing Firm/Advisor/Sales Representative Recommended Only One Mutual Fund Family Or At Most A Few Mutual Fund Families.
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30.
My/Our Existing Firm/Advisor/Sales Representative Offered Only Commission-Oriented Products.
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31.
My/Our Existing Firm/Advisor/Sales Representative Charged Commissions (Used A, B, C, D Mutual Fund Share Classes) Or Recommended Products With Commissions Such As Annuities And/Or Structured Notes.
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32.
My/Our Existing Firm/Advisor/Sales Representative Has Used The Average Cost Basis (Bad) Tax Methodology Rather Than Specific Share Lot Cost Basis (Good).
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33.
My/Our Existing Firm/Advisor/Sales Representative Have Sold Or Attempted To Sell Me/Us Whole Life Insurance Policies, Endowment Policies And/Or Variable Life Insurance Policies As Investments.
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34.
My/Our Existing Firm/Advisor/Sales Representative Have Sold Or Attempted To Sell Me/Us Structured Note Products In The Past.
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35.
My/Our Existing Firm/Advisor/Sales Representative Does Not Understand How To Evaluate Investment Products And/Or Securities.
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36.
My/Our Existing Firm/Advisor/Sales Representative Does Not Have Access To Sophisticated Investment Research Information And/Or Analysis Tools (Morningstar Workstation, Bloomberg Investment Terminal, Etc.).
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37.
My/Our Existing Firm/Advisor/Sales Representative Does Not Have Any Or Has Very Few Investment Research Staff Members To Assist With Investment Selection And Portfolio Construction.
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38.
My/Our Existing Firm/Advisor/Sales Representative Did Not Provide Accurate Performance And/Or Measure Risk (Risk-Adjusted Returns) On My/Our Monies.
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39.
My/Our Existing Firm/Advisor/Sales Representative Did Not Provide An Evaluation Of My/Our Risk-Adjusted Returns On My/Our Monies And Determine If They Are Good Or Bad.
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41.
I/We Like My/Our Existing Firm/Advisor/Sales Representative Because:
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42.
Other Reasons I/We Like Or Dislike My/Our Existing Firm/Advisor/Sales Representative:
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IMPORTANT:
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